Dr Farrukh Habib is an expert in Shariah (Islamic law), finance and economics. He is an Advisor, Consultant and Trainer by profession with a strong educational background. He has been involved in the Islamic FinTech and halal digital economy, focusing on: crowdfunding, micro-investments, microfinance, blockchain, smart contracts, tokenized economy, disintermediation, decentralization, and collaborative consumption (sharing economy).

He has contributed in several projects, researches, corporate trainings, workshops and consultation work. Dr Farrukh Habib is also Researcher at International Shari’ah Research Academy for Islamic Finance (ISRA), Kuala Lumpur; and co-editor of ISRA Journal of Islamic Finance (indexed by ESCI and SCOPUS). He has been doing research in capital market, sukuk, banking and social & ethical finance. He has also been a prolific speaker in several international dialogues, conferences and seminars; and contributor in numerous academic journals, reports, research papers and business magazines.

Dr Farrukh Habib holds a PhD degree in Islamic Finance from INCEIF, Kuala Lumpur, Malaysia. He acquired a master’s degree (M.Sc.) in banking and finance from Queen Mary, University of London, UK. Prior to that, he obtained master’s and bachelor’s degrees from University of Karachi, both in economics. He also received traditional Islamic (Shariah) knowledge through an extensive eight-years-course in Jamia Uloom-E-Islamya Banuri Town, Karachi, acquiring another bachelor’s and master’s degrees in Islamic studies.